Payment processing times

Last updated: 18/12/2019 07.15 AM

When will my payment be made?

Payments over Christmas and New Years
Over the Christmas and New Year period, your payments may be processed on different days.

Payments type  Due on  Will be sent
Future-dated electronic payments and loan payments
Wednesday 25 December and Thursday 26 December 2019 Friday 27 December 2019
Future-dated electronic payments and loan payments
Wednesday 1 January and Thursday 2 January 2020 Friday 3 January 2020


There are no changes to same-day electronic payments. ANZ to ANZ payments will be made immediately between accounts. If you set up a same-day electronic payment to another bank after 10pm or on a non-business day, we take the money immediately but send the payment in the morning of the next business day.

We understand you’ll receive Ministry of Social Development payments over the Christmas and New Year period earlier than usual.


Ministry of Social Development payments

 Usually available on Will be available on
Wednesday 25 & Thursday 26 December 2019 Tuesday 24 December 2019
Wednesday 1 & Thursday 2 January 2020 Tuesday 31 December 2019

There are no changes to IRD payments.

Choose a payment type below for more information:

Bill payments one-off payments
Automatic payments
Funds transfers (between own/linked accounts)
Direct debits

We can refuse to make an electronic payment in some situations:

  • You don't have enough money in the account you're paying from to make the payment, or that money is uncleared funds
  • The payment amount is over any transaction limit for that account
  • A technical failure stops us processing the payment. This could be in our systems or in the systems used by the banking industry
  • The information you've given us isn't complete or correct
  • We believe the payment involves some form of fraud, money laundering, or other criminal conduct by you, an authorised signatory, or someone else
  • We've received a Court order that stops us processing the payment

Contact us

By phone

on 0800 269 296

6am to 12 midnight,
7days a week


Contact us online

Visit an ANZ branch

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