Payment processing times

Last updated: 04/02/2020 04.02 PM

When will my payment be made?

Waitangi Day payments
On Waitangi day, your payments may be processed on different days.

Payments type  Due on  Will be sent
Future-dated electronic payments and loan payments
Thursday 5 February 2020 Friday 7 February 2020

If you set up a same-day electronic payment to another bank after 10pm on Wednesday 5 February or on Waitangi Day, Thursday 6 February, we will take the money immediately but send the payment in the morning on Friday 7 February 

We understand you’ll receive Ministry of Social Development payments earlier than usual. 

Ministry of Social Development payments

 Usually available on Will be available on
Thursday 6 February 2020 Wednesday 5 February 2020

There are no changes to IRD payments.

Choose a payment type below for more information:

Bill payments one-off payments
Automatic payments
Funds transfers (between own/linked accounts)
Direct debits

We can refuse to make an electronic payment in some situations:

  • You don't have enough money in the account you're paying from to make the payment, or that money is uncleared funds
  • The payment amount is over any transaction limit for that account
  • A technical failure stops us processing the payment. This could be in our systems or in the systems used by the banking industry
  • The information you've given us isn't complete or correct
  • We believe the payment involves some form of fraud, money laundering, or other criminal conduct by you, an authorised signatory, or someone else
  • We've received a Court order that stops us processing the payment

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