Decrease credit limit

Last updated: 24/08/2017 08.47 AM

How do I decrease my credit card limit?

You will need to contact us to decrease your ANZ credit card limit.


Things to remember:

  • The decrease will apply to all cards linked to the account
  • Only the primary or secondary additional cardholders can decrease the credit limit
  • The decrease must not take the credit limit below the minimum credit limit for the card. You can check the minimum credit limits for ANZ credit cards on the table below:

ANZ Low Rate MasterCard, ANZ Visa, ANZ Mastercard, ANZ Airpoints Visa, Qantas ANZ Visa, ANZ CashBack Visa, ANZ CashBack MasterCard, ANZ Freestyle MasterCard, Low Interest Visa


ANZ Visa Gold, ANZ Gold MasterCard and ANZ CashBack Visa Gold


ANZ Airpoints Visa Platinum, Qantas ANZ Visa Platinum, ANZ CashBack Platinum



Contact us

  • Call us on 0800 658 044. If you are overseas, call +64 9 522 3010
  • Send us a Bank Mail request via ANZ Internet Banking
  • visit any ANZ branch in New Zealand with photo ID

Contact us

By phone

on 0800 269 296

6am to 12 midnight,
7days a week


Contact us online

Visit an ANZ branch

Find your nearest branch